Find the best strategy to become debt-free
Get notified when we launch new features and tools
Manage, track, and never miss another bill payment with Coris Pay
Go to Coris Pay →Click "Add Another Debt" to add each debt you want to pay off. For each debt, fill in:
Enter any additional amount you can pay toward debts each month. This extra payment is the key to strategy differentiation!
💡 Tip: Even $50-100 extra per month makes a big difference in the results!
Click the blue "Calculate Strategies" button. The app will calculate how long it takes to pay off all debts using each strategy.
Click the tabs at the top to see different strategies:
✨ Best tip: The strategy that saves the most interest (Avalanche) usually isn't the most satisfying. Choose based on your financial goals!
Pay off the smallest balance first, then move to the next smallest.
✅ Best for: Quick psychological wins, motivation
❌ Cost: Usually pays more total interest
💪 Why use it: Fast payoff of debts keeps you motivated!
Pay off the highest interest rate first, then next highest.
✅ Best for: Saving the most money
❌ Cost: Takes longer on first debt (less satisfying)
💰 Why use it: Save thousands in interest!
Pay off the largest balance first, then next largest.
✅ Best for: Reducing overall debt amount quickly
❌ Cost: Can cost more interest than Avalanche
🎯 Why use it: Reducing total debt feels like progress
Priority #1: Highest interest, Priority #2: Smallest balance
✅ Best for: Balanced approach (nearly as good as Avalanche)
✨ Why use it: Smart balance between saving money and getting wins
The extra monthly payment is where strategies REALLY differ! It goes to your priority debt based on the strategy. That's why each strategy shows different results.
What it means: How many months until all debts are paid off
Example: "3y 8m" = 3 years 8 months
How it's calculated: Based on minimum payments + your extra payment
What it means: Extra money you'll pay beyond the original balance
Example: If you owe $10,000 with 10% interest, you might pay $2,500 in interest
💡 Key insight: This is where different strategies save/cost money!
Comparing strategies: If Avalanche saves $500 more than Snowball, that's real money in your pocket
What it means: Total money out of your pocket
Formula: Total Paid = Original Balance + Total Interest
Example: $10,000 debt + $2,500 interest = $12,500 total paid
What it shows: Which debts get paid off in which month
Debt #1: Paid off in month X
Debt #2: Paid off in month Y (later)
Why it matters: See the order and celebrate small wins when debts are paid!
Look at: "Total Interest" - this is the real difference between strategies
Example comparison:
What is this app?
Coris Debt Pay Off App helps you compare different debt payoff strategies to find what works best for YOUR situation.
Not everyone cares about saving the most money. Some people need quick wins for motivation. Others want to optimize financially. This app shows you both!
The calculations are highly accurate because they:
This app is designed to help you make better financial decisions. Use it as a guide, not financial advice.
Version: 1.0 | Built with: HTML5, CSS3, JavaScript
Last Updated:
Coris Debt Pay Off App is designed to work entirely on your device. We do not collect or store your personal debt information on our servers.
We may use analytics tools to understand how users interact with the app (Google Analytics, Meta Pixel). These tools may collect:
The app may use cookies to enhance your experience, but does not require cookies to function.
For privacy concerns, please contact us.
Last Updated:
By using Coris Debt Pay Off App, you agree to these terms and conditions. If you do not agree, please do not use the app.
Permission is granted to temporarily download one copy of the app for personal, non-commercial use only. This is the grant of a license, not a transfer of title.
The app is provided "as is" without warranty of any kind, express or implied.
In no event shall Coris or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this app.
The calculations and information provided are for educational purposes only and should not be considered financial advice. While we strive for accuracy, calculations are projections and may vary from actual results.
The app may contain links to external websites. We are not responsible for the content of external websites.
Coris may revise these terms of service at any time without notice.
These terms and conditions are governed by and construed in accordance with applicable law.
Last Updated:
IMPORTANT: Coris Debt Pay Off App is for educational and informational purposes only. It does NOT constitute financial, investment, or legal advice.
This app helps you compare hypothetical debt payoff strategies. The calculations are estimates based on the information you provide.
Actual results may differ significantly due to:
For serious financial decisions, consult with:
You are responsible for your financial decisions. Use this app as one tool among many. Do your own research. Make informed decisions.
We make no guarantee that following any strategy will result in debt freedom or financial success.
Have questions? Feedback? Found a bug? We'd love to hear from you!
💡 Tip: Clicking "Send Message" will open your default email client with this form pre-filled. Just review and send!
📧 Email: support@corisdebipayoff.com
⏱️ Response Time: Usually within 24-48 hours